McGrath Honda of St. Charles
Sales: 630.443.6400
Service: 630.797.4570
Parts: 630.797.4599
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Bad Credit Financing near Chicago, IL

You'll Drive a Model You Never Thought You Could Afford!

At McGrath Honda of St. Charles, we understand how devastating it can be to think you’re unable to purchase a vehicle. Bad credit can be a massive burden in your life that prevents you from attaining things that you need. We know that many people aren’t at fault for their low score, which is why we offer specific finance plans to help.

Bad Credit Financing

Our team is more than happy to work with you if you’re living with a low credit score. Under normal circumstances, too low of a number will discourage banks and lenders from offering you loans, however, we’ll work to create a plan that they won’t be able to pass up on. Much of the time, this means that you’ll have to save up additional money to make a larger down payment, offering your lender greater security in the transaction. If your score is particularly low, you might want to look into receiving an auto loan from a credit union, which is more likely than a bank to still offer you money. Whatever the case may be, we’ll do everything we can to assist you!

Raise Your Credit Score!

It might sound counter-intuitive, but purchasing a vehicle can be a great way to actually dig yourself out of a hole. As you know, credit is established by making timely payments on loans. You might be properly paying off smaller bills like groceries and clothing, but regularly paying off a large car payment will help your score increase by leaps and bounds! It won’t be instantaneous, but every month yours will rise. By the time you own your vehicle, you could see your score increase by as many as 100 points! To start planning, we’d recommend using the Payment Calculator so you know that you’ll have affordable bills.

Inventory

Now that you have a better idea of how we’ll assist you, take some time to enjoy browsing our large inventory! We have beautiful new vehicles as well as affordable and reliable pre-owned options. In our opinion, the best way to browse is to go to our website and start looking through all of our models. Once you’re seeing everything we offer, start using the filters on the left side of the page to customize what’s shown. You can narrow down the results by the make, model, year, price, even the drivetrain and transmission. By the time you’ve made it through every filter, you’ll only be seeing those automobiles that might be contenders.

If you’ve been agonizing over how you’ll attain your next vehicle, you can always use our bad credit financing near Chicago, IL, here at McGrath Honda of St. Charles. We’ll work tirelessly by your side to get you behind the wheel of a car you can count on. If you have any questions, contact us at 630-443-6400.


Dealership Information

Bad Credit Financing near Chicago, IL

Contact Information


McGrath Honda St. Charles Sales Hours

630.443.6400
Monday 9:00 am - 9:00 pm
Tuesday 9:00 am - 9:00 pm
Wednesday 9:00 am - 9:00 pm
Thursday 9:00 am - 9:00 pm
Friday 9:00 am - 9:00 pm
Saturday 9:00 am - 6:00 pm
Sunday Closed

Testimonials

"Purchased of 2019 CR-V "

teodoromercado
DEALERRATER
1-18-2020
Full Star Full Star Full Star Full Star Full Star

I would like to thank Darek Smorczewski for the excellent service he provided to us when we bought the 2019 CR-V at McGrath Honda of St Charles. Darek is very attentive, helpful and very patient in explaining to me the various features of the CR-V. Darek's knowledge of the various features of the CR-V is excellent.

"positive, upbeat, informative"

The Richetti Family
DEALERRATER
1-18-2020
Full Star Full Star Full Star Full Star Full Star

Our experience at McGrath Honda of St. Charles was excellent form start to finish. They are attentive, positive, upbeat and informative. They follow-through on what they promise and everyone we dealt with made the experience positive. We bought a couple of cars 4 years ago which was a fine experience. But our recent experience far surpassed that. I believe they have a new general manager and the difference is palpable. We especially appreciated Darek's easygoing and informative approach. He knows the products well, and was very helpful without being pushy or aggressive. Darek spent hours with us, and was happy to have us test drive as many vehicles as we wanted to. Brent, the sales manager, was also very personable and direct. London and Tom, the finance managers we worked with were patient, helpful and clear in their explanations. We bought three cars from this team in a month and had the same experience each time. Will definitely go back when its time for another Honda.

Carlos Dorado
Carlos Dorado
GOOGLE
1-18-2020
Full Star Full Star Full Star Full Star Full Star
Lindsay Kaptur
Lindsay Kaptur
GOOGLE
1-18-2020
Full Star Full Star Full Star Full Star Full Star

I went to Mcgrath Honda in St. Charles and bought a 2017 Honda Accord sport from David I have never had a better car buying experience EVER!! He was very upfront and honest and helped me get the best deal that he could I really felt like he genuinely cared about what I needed for me and my family I would highly recommend you go see him if you need a car .. The whole team was great I will be going back for my next car thank you so much guys I absolutely love my new car !!!! Lindsay kaptur

Armando Guzman
Armando Guzman
GOOGLE
1-18-2020
Full Star Full Star Full Star Full Star Full Star

"Service "

ANDWYJ2
DEALERRATER
1-17-2020
Full Star Full Star Full Star Full Star Full Star

Juan was very informative, friendly and most important listen! I have taken my cars here for service and never been disappointed. Very glad for up dates that are emailed

Sara Rowe
Sara Rowe
GOOGLE
1-17-2020
Full Star Full Star Full Star Full Star Full Star

My car had some transmission issues and they were more than accommodating. Instead of fixing just a part or two covered by my warranty, they went above and beyond and gave me a whole new transmission to ensure everything would be in great working order when I got the car back. CJ was wonderful in keeping me up to date on everything going on and making sure I got the best service possible.

Jean Gartzke
Jean Gartzke
GOOGLE
1-17-2020
Full Star Full Star Full Star Full Star Full Star

David K was very helpful and made my experience buying my car super easy. Everyone there was just amazing and had such great customer service

"very nice people"

maria4927
DEALERRATER
1-17-2020
Full Star Full Star Full Star Full Star Full Star

general manager is good on his word iwas told that the part that was causing the problem would be replaced with no cost to us and it was thank you nate

Bart Betzen
Bart Betzen
GOOGLE
1-17-2020
Full Star Full Star Full Star Full Star Full Star
Naureen Merrani-Ali
Naureen Merrani-Ali
GOOGLE
1-17-2020
Full Star Full Star Full Star Full Star Full Star

Excellent customer service with the best deals in town! These people don't play around nor do they waste your time with any tacky gimmicks! They are very professional, well informed and don't make you feels rushed. We were helped by Aldo, Sam, Tom and Nate (Sales and Finance depts). Our family definitely recommends Mcgrath Honda St. Charles. Ask for Sam or Aldo if possible otherwise anyone there will be perfect to help you!

Jean Williams
Jean Williams
GOOGLE
1-17-2020
Full Star Full Star Full Star Full Star Empty Star

All went well, car was washed. However, when I got in my car there was a pack of Marlboro on the front Street. I don't smoke! It was empty, but still... Jean

"Good customer service always smiling Helping people with..."

lunatira
DEALERRATER
1-17-2020
Full Star Full Star Full Star Full Star Full Star

Good customer service always smiling Helping people with our vehicles Checking every detail in our vehicles When i need service i go there for sure

Nazaria Tostado
Nazaria Tostado
GOOGLE
1-16-2020
Full Star Full Star Full Star Full Star Full Star

El servicio excelentemente super amable el joven que me atendio

Amy Schoen
Amy Schoen
GOOGLE
1-16-2020
Full Star Full Star Full Star Full Star Full Star
Riley Ward
Riley Ward
GOOGLE
1-16-2020
Full Star Full Star Full Star Full Star Full Star

Brought my car in for service and Esteban greeted me right when I walked in the door. I was busy, but he kept me updated on my car throughout the day and went through my vehicle inspection over the phone. Could not be more helpful and easy!

Kirk Fisher
Kirk Fisher
GOOGLE
1-16-2020
Full Star Full Star Full Star Full Star Full Star

Had some tire pressure issues - Chris Resnick took care of the issue in a prompt and friendly way . I appreciate the great service

"Bryan Salas was referred to me and for good reason - he..."

Sue
DEALERRATER
1-15-2020
Full Star Full Star Full Star Full Star Full Star

Bryan Salas was referred to me and for good reason - he does a fantastic job. Bryan was so very helpful to answer all my questions and concerns. I felt like he treated me with courtesy and respect. He is the "go to guy" !!

"Prompt and complete"

L.B.
DEALERRATER
1-15-2020
Full Star Full Star Full Star Full Star Full Star

I have never been disappointed with McGrath Honda of St. Charles. I have received great service from the time I purchased my vehicle here. All the service team members have been prompt, efficient and reliable. L. B.

"Bryan was excellent. I had a challenging situation with..."

janbednarz
DEALERRATER
1-15-2020
Full Star Full Star Full Star Full Star Full Star

Bryan was excellent. I had a challenging situation with needing to find a safe and reliable car quickly. I have a great fun car and love it!

"Bryan Salas was most helpful and thorough. He answered..."

Sue
DEALERRATER
1-15-2020
Full Star Full Star Full Star Full Star Full Star

Bryan Salas was most helpful and thorough. He answered all my questions and concerns. Bryan helped me find a car I'm happy to own.

Ryan Rimkus
Ryan Rimkus
GOOGLE
1-15-2020
Full Star Full Star Full Star Full Star Full Star

Had the best experience trading in my vehicle from another brand. Well done! Highly recommended!

Pavan Kumar
Pavan Kumar
GOOGLE
1-15-2020
Full Star Full Star Full Star Full Star Full Star
juan R
juan R
GOOGLE
1-15-2020
Full Star Full Star Full Star Full Star Empty Star
Derek Jensen
Derek Jensen
GOOGLE
1-15-2020
Full Star Full Star Full Star Full Star Full Star

They have been honest with their assessments on our vehicle and the last time I took it in, I believe I only waited 20 minutes for a tire rotation and oil change which was pretty awesome.

Rosa Vargas
Rosa Vargas
GOOGLE
1-14-2020
Full Star Full Star Full Star Full Star Full Star
Jane Orr
Jane Orr
GOOGLE
1-14-2020
Full Star Full Star Full Star Full Star Full Star

My service was fine. The work was done on time and thoroughly.

"McGrath Honda of St Charles has been an amazing..."

kbarstatis
DEALERRATER
1-14-2020
Full Star Full Star Full Star Full Star Full Star

McGrath Honda of St Charles has been an amazing dealership to work with since the day I bought my car. The process of buying my car went very smoothly. When I go in for any service (oil change, tire replacement) I’m always approached as person and not a customer. They are efficient and quick with the service they provide and Joselin and I always get a chance to catch up when I come in. I would DEFINITELY recommend this dealership to whoever is looking for fantastic service and great deals on a Honda.

Jalal Zareie
Jalal Zareie
GOOGLE
1-14-2020
Full Star Full Star Full Star Full Star Full Star

"Service"

JONATHAN.GRIPE
DEALERRATER
1-14-2020
Full Star Full Star Full Star Full Star Full Star

They did a great job, as always and respected my time. I look forward to the next time that I will need to be able to come in.

"Steve Huber, Mike Castro,and everyone else are awesome!"

beckwith30
DEALERRATER
1-14-2020
Full Star Full Star Full Star Full Star Full Star

Saint Charles Honda team is great and have always helped me with what I need. STEVE HUBER, MIKE CASTRO, are awesome and very good at what they do. Dan Pippel was also great!

John VanderSchuit
John VanderSchuit
GOOGLE
1-14-2020
Full Star Full Star Full Star Full Star Full Star

Had the best car buying experience of my life there recently. Life has been a little tough for me lately and I've been going through some major changes in work, finances, family, etc. I was looking to get into a more practical vehicle that is easier to maintain and can last a very long time. Honda makes the best engines in the world and the K24 is some of their best work. Found a one-owner / no-accident / no-damage / 2005 CR-V EX AWD that was in great condition and that McGrath had done plenty of work on. Only needs little minor things like a transmission fluid change, a 194 bulb, and a new serpentine belt. I won't get into specifics of the financials of the car buying experience with them, but let's just say they helped me out. They're kind people. Will be getting my next vehicle from them.

andy patel
andy patel
GOOGLE
1-13-2020
Full Star Full Star Full Star Full Star Full Star
Ishan Bhatt
Ishan Bhatt
GOOGLE
1-13-2020
Full Star Full Star Full Star Full Star Full Star

Better experience than any other Honda dealer so far. My Service Adviser Chris was Great and thorough.

"exceeded expectations"

sgrossen
DEALERRATER
1-13-2020
Full Star Full Star Full Star Full Star Full Star

Super friendly, professional and quick. I came in as a walk-in customer with a minor, somewhat urgent problem. I was given prompt attention and left feeling my business was important.

"I love my car!! This is the 3rd car I've bought from..."

GoodieGood
DEALERRATER
1-13-2020
Full Star Full Star Full Star Full Star Full Star

I love my car!! This is the 3rd car I've bought from this dealer. I had a great experience and my car is still running fine. My salesmen, Dave Gurtler was nice and patient with me. He took the time to listen and provide the car I was looking for. I would definitely buy from McGrath Honda again.

"oil change/tire rotation"

pmcgrew
DEALERRATER
1-13-2020
Full Star Full Star Full Star Full Star Full Star

very friendly went over pricing and what needed to be done. Offered coffee in clean waiting room. After oil change was done they went over other things on the car that needed attention Didn't take longer than was quoted

"Mike Castro made my visit perfect! After 3 horrible..."

LAURIELABRIOLA
DEALERRATER
1-13-2020
Full Star Full Star Full Star Full Star Full Star

Mike Castro made my visit perfect! After 3 horrible visits I have a renewed faith in McGrath Service Dept. Laurie and Joe Labriola West Chicago,Ill.

"Always have great customer service. The coffee machine is..."

angelramosjr13
DEALERRATER
1-13-2020
Full Star Full Star Full Star Full Star Full Star

Always have great customer service. The coffee machine is fantastic. I will recommend family and friends to purchase a vehicle from the great knowledgeable staff.

"Great customer service, friendly and over all great..."

Raul
DEALERRATER
1-13-2020
Full Star Full Star Full Star Full Star Full Star

Great customer service, friendly and over all great communication explaining things to us on what was done & recommendation on car! No long wait on car.

Arif Aftab
Arif Aftab
GOOGLE
1-12-2020
Full Star Full Star Full Star Full Star Full Star

I really enjoyed working with McGrath Honda. Entire process was very seamless from very professional salesperson Moses to Sales manager George to finance manager. They treated my family with utmost respect and were very kind and went extra mile to make us happy with our buying experience. The car we arrived in at dealership, when I stepped out of the car, I noticed tire was going flat from something I must have picked up on the way to dealership. Dealership even put air in the tire for me and even offered their indoor service department so I can change spare tire since it was very cold outside even though it was after hours and service department was closed. Again thank you Moses and George for this Excellent and above and beyond service.

"Joselin was amazing! Got us the best deal. So personable..."

katieh
DEALERRATER
1-11-2020
Full Star Full Star Full Star Full Star Full Star

Joselin was amazing! Got us the best deal. So personable & got us in/out in no time! I highly recommend her! Honda is the best!

McGrath Honda of St Charles has been an amazing...

kbarstatis
CARS
1-11-2020
Full Star Full Star Full Star Full Star Full Star

McGrath Honda of St Charles has been an amazing dealership to work with since the day I bought my car. The process of buying my car went very smoothly. When I go in for any service (oil change, tire replacement) I'm always approached as person and not a customer. They are efficient and quick with the service they provide and Joselin and I always get a chance to catch up when I come in. I would DEFINITELY recommend this dealership to whoever is looking for fantastic service and great deals on a Honda.

"Everyone excellent Brent worst ever hope to speak to..."

dr7
DEALERRATER
1-11-2020
Full Star Full Star Full Star Full Star Full Star

Everyone excellent Brent worst ever hope to speak to owner of that dealership, go to maxewell Rude unprofessional cocky and useless Jocelyn was awesome & so helpful So was every finance guy

Tom Ferguson
Tom Ferguson
GOOGLE
1-11-2020
Full Star Full Star Full Star Full Star Full Star
Grant Razee
Grant Razee
GOOGLE
1-11-2020
Full Star Full Star Full Star Full Star Full Star

Everyone excellent Brent worst ever hope to speak to...

dr7
CARS
1-11-2020
Full Star Full Star Full Star Full Star Full Star

Everyone excellent Brent worst ever hope to speak to owner of that dealership, go to maxewell Rude unprofessional cocky and useless Jocelyn was awesome & so helpful So was every finance guy

Joselin was amazing! Got us the best deal. So personable...

katieh
CARS
1-11-2020
Full Star Full Star Full Star Full Star Full Star

Joselin was amazing! Got us the best deal. So personable & got us in/out in no time! I highly recommend her! Honda is the best!

Kirsten Lentz
Kirsten Lentz
GOOGLE
1-10-2020
Full Star Full Star Full Star Full Star Full Star

Blake Torphy made car buying so painless. Highly recommend seeing him if you’re in the market!

The dealership is user friendly! I usually HATE buying...

Lisa C
CARS
1-10-2020
Full Star Full Star Full Star Full Star Full Star

The dealership is user friendly! I usually HATE buying cars . Ed Radziewicz listened to my needs and actually surprised me , coming up with a plan to get me out of my old car into a new one I never thought of . Thanks ! Love my car

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