McGrath Honda of St. Charles
Sales: 630.443.6400
Service: 630.797.4570
Parts: 630.797.4599
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What is a First-Time Car Buyer Program?

What is a First-Time Car Buyer Program?

Get the Financing You Need!

Contact Information


Are you preparing to purchase your first vehicle and aren’t sure where to turn or where to begin? Let the staff at McGrath Honda of St. Charles lend a hand! Our dealership is proud to offer a First-Time Car Buyer Program for qualifying individuals, so they can get the vehicle they need with minimal hassle. Looking to learn more about what this program has to offer? Get in contact with our Finance Department today, so we can bring you up to speed!

Do I Qualify as a First-Time Buyer?

Generally, first-time buyers are recent college graduates or those who will soon graduate. Specifically, you must have graduated within the last two years or will be in the next six months to qualify for this program. Since the vast majority of young adults haven’t had the opportunity to build up their credit score or save up for a substantial down payment, it can be rather difficult to acquire the financing they need to purchase a quality vehicle. That’s where our First-Timer Buyer program comes in! You’ll just need to confirm your credentials to receive a $500 Honda College Graduate Bonus.

In addition to your graduation qualifications, there are a few other stipulations to be aware of if you plan on taking advantage of this incentive. First, you must still be able to provide a minimum down payment of 5% of the vehicle’s total cost. Additionally, you’ll need to submit either proof of employment or at least a firm commitment from a verifiable employer. Finally, your monthly income should be enough to cover the vehicle’s payments, as well as your current living expenses.

Variety of Options

Now that you know more about this program and its qualifications, let’s discuss the expansive variety of choices at your disposal! Whether you just need a reliable sedan to help you get around town or would prefer something with a bit more space and power, you shouldn’t have much trouble finding a vehicle on our lot that suits your needs. Under the New Vehicles tab above, you can browse through our current lineup of Honda vehicles, which includes favorites like the Accord, Civic, Odyssey, CR-V, and Pilot! Once you’ve settled on a model or two that could be the one, schedule a consultation at our dealership to discuss financing in greater detail and test drive your potential matches.

If you’ve been wondering to yourself, “What is a First-Time Car Buyer Program?” now you know! At McGrath Honda of St. Charles, we want to help young folks get established, which is why we’re excited to offer this exclusive financing program.


McGrath Honda St. Charles Sales Hours

630.443.6400
Monday 9:00 am - 9:00 pm
Tuesday 9:00 am - 9:00 pm
Wednesday 9:00 am - 9:00 pm
Thursday 9:00 am - 9:00 pm
Friday 9:00 am - 9:00 pm
Saturday 9:00 am - 6:00 pm
Sunday Closed

Testimonials

"Excellent service as usual! Very attentive and didn’t..."

jacevichkarla
DEALERRATER
1-23-2020
Full Star Full Star Full Star Full Star Full Star

Excellent service as usual! Very attentive and didn’t take as long. Once done, Carlos went over the paperwork and walked me to my car!

"Dave was not your stereotypical, pushy Car salesman which..."

Gilltzow
DEALERRATER
1-23-2020
Full Star Full Star Full Star Full Star Full Star

Dave was not your stereotypical, pushy Car salesman which made the process less painful. We’ll visit Dave again for my husband’s next car.

"Juan Carlos - 01.22.20"

dr
DEALERRATER
1-23-2020
Full Star Full Star Full Star Full Star Full Star

Very friendly. Very informative. He reviewed the checklist and reviewed my next service. Also reviewed the cost with me and got my approval before starting the service

"The team at McGrath has been helpful and willing to work..."

don.kovach
DEALERRATER
1-23-2020
Full Star Full Star Full Star Full Star Full Star

The team at McGrath has been helpful and willing to work with me to meet my needs. I appreciated their ability to match my lifestyle with a car that has been awesome!

"Very smooth, I was advised of sevice 2 or 3 times."

JCH1124
DEALERRATER
1-23-2020
Full Star Full Star Full Star Full Star Full Star

My current CRV is the 4th Honda I have purchased from McGrath. I have had my cars serviced there as well. The service is always trusted..

"I came in for an oil change and tireRotation. My service..."

jamesfcassin
DEALERRATER
1-23-2020
Full Star Full Star Full Star Full Star Full Star

I came in for an oil change and tire Rotation. My service advisor was very professional and friendly. He went over my car extensively and even checked on any recalls on my other Honda’s

"Oil change"

vanessavegac
DEALERRATER
1-23-2020
Full Star Full Star Full Star Full Star Full Star

I was able to get in and out. Juan explained everything in detail and asked me if I had any questions. I was happy because I didn't have to wait long and the advisor was friendly.

"Oil Change, Tire rotation"

Don O
DEALERRATER
1-22-2020
Full Star Full Star Full Star Full Star Full Star

The McGrath Service Team was very professional and worked to ensure that my oil change and tire rotation was completed in a reasonable amount of time.

"Pleasant experience "

ISAPURELKU
DEALERRATER
1-22-2020
Full Star Full Star Full Star Full Star Full Star

Fast and friendly service. Answered all my questions, and took good care of my vehicle. The time they gave me was as close as it gets.

"upon purchasing the vehicle there were some items that..."

michael.rotger
DEALERRATER
1-22-2020
Full Star Full Star Full Star Full Star Full Star

upon purchasing the vehicle there were some items that needed attention. Although there was a bit of confusion between the upholstery contractor and the service department, oh my expectations were met. Great job Team

"As usual, everyone at the dealership was awesome! The..."

Julio Medrano
DEALERRATER
1-22-2020
Full Star Full Star Full Star Full Star Full Star

As usual, everyone at the dealership was awesome! The whole process, from start to finish, was handled very well and professionally. Thank you so much!

"Took Impeccable care of the customer!"

kyrstenjoy
DEALERRATER
1-22-2020
Full Star Full Star Full Star Full Star Full Star

Needed fuel injectors replaced on Pilot- Service center called Honda got them to honor a lower price (since out of mfg warranty by 3k miles) then the dealer covered the rest of the repair! Zach did a great job answering all my questions/concerns, got things figured out fast, car was repaired in 4 hours... all of this took place in the same day. He made sure everything was taken care of and I was happy. I have worked with CJ before in the service center - very approachable, knowledgeable and professional. Always a great experience! Brent worked out the dealership portion of the repair. Felt like my concerns were a priority! He came up to me after the repair was done to introduce himself and ask if all was taken care of. Very nice, touch. Great customer service all around. We will be back in the future!!

Denise Marie
Denise Marie
GOOGLE
1-22-2020
Full Star Full Star Full Star Full Star Full Star

"Great service! The Staff is always helpful and Very nice..."

cecilia.feinberg
DEALERRATER
1-22-2020
Full Star Full Star Full Star Full Star Full Star

Great service! The Staff is always helpful and Very nice and I’m the waiting time was what the said so I didn’t wait more than expected.

"Friendly and Fair"

05dmarie
DEALERRATER
1-22-2020
Full Star Full Star Full Star Full Star Full Star

Everyone has been really great at McGrath; From their sales department to finance and over to their service center. We did not feel pressured or rushed. Tyler has a terrific calmness about him. He listened to our needs and helped us acquire them. I also had some repairs done at the Service Center. Although they had my vehicle longer than expected, the work done was professional. They loaned me a courtesy car and my daily activities were not interrupted at all. Shout out to Alex! - who was wonderful and kind.

"Everyone was extremely pleasant to deal with "

deerad
DEALERRATER
1-22-2020
Full Star Full Star Full Star Full Star Full Star

Everyone was pleasant and easy to deal with. All points were covered and all my questions were answered in a timely manner. A positive experience.

"I asked them if they can get my car ready asap. It was..."

fatimabhatti9
DEALERRATER
1-22-2020
Full Star Full Star Full Star Full Star Full Star

I asked them if they can get my car ready asap. It was done right on time. I am happy and satisfied with this dealership.

"Estaban did an excellent job walking me through..."

RONTROAST
DEALERRATER
1-22-2020
Full Star Full Star Full Star Full Star Full Star

Estaban did an excellent job walking me through everything that needed to be done on my Honda. He reviewed his computer to make sure some of the work hadn’t already been done. He applied my discount coupon and offered me a loaner. Very courteous and professional. Car runs a lot smoother,

"I had a good experience. Making the deal was an easy..."

gmedrano490
DEALERRATER
1-22-2020
Full Star Full Star Full Star Full Star Full Star

I had a good experience. Making the deal was an easy process. The salesman and manager made me fill they wanted as a customer and made everything smooth.

"Much better than they used be - great service"

davidrosenberg
DEALERRATER
1-22-2020
Full Star Full Star Full Star Full Star Full Star

I am local, and have been in the McGrath Honda dealership a few times over the past 12 years or so looking at cars. The sales reps and managers are much, much better than they used to be. It used to feel like the salespeople felt like they were doing you a favor selling you one of their vehicles. Never a warm greeting, sometimes no one would ever come up to you. I never understood that. Now, there is a warm greeting and they are very willing to work on getting you the best vehicle at the best price. Whatever happened the change is very positive and very noticeable. It's nice to give local business to a dealership that now really seems to appreciate it.

"battery change out"

smcassey
DEALERRATER
1-22-2020
Full Star Full Star Full Star Full Star Empty Star

service was very professional and accommodating. I needed to be brought back to Honda to pick up my car and the porter did so. thank you.

isa purelku
isa purelku
GOOGLE
1-21-2020
Full Star Full Star Full Star Full Star Full Star

"Maintenance"

ANTHONY.WLEZIEN
DEALERRATER
1-21-2020
Full Star Full Star Full Star Full Star Full Star

I was able to get an appointment the same day. CJ greeted me when I arrived, went through the work I needed and said it would take about 2 hours, hopefully less. The work was completed in about 90 minutes. CJ went through the checklist document thoroughly and I was out the door in less than 2 hours.

John Wright
John Wright
GOOGLE
1-20-2020
Full Star Full Star Full Star Full Star Full Star

Everyone that helped me was Great! They were able to answer all my questions and made the car buying experience painless. I also got a great deal, as I had done much shopping around before stopping in at McGrath

Pritesh Patel
Pritesh Patel
GOOGLE
1-20-2020
Full Star Full Star Full Star Full Star Full Star
Iwona Jopek
Iwona Jopek
GOOGLE
1-20-2020
Full Star Full Star Full Star Full Star Full Star
Grant Brady
Grant Brady
GOOGLE
1-19-2020
Full Star Full Star Full Star Full Star Full Star

Worked with Zack and he was outstanding. Bought a used Hyundai Santa Fe from him and although Hondas are his brand of expertise, he was still knowledgeable regarding the Hyundai. Low pressure, easy to work with. Not necessarily sure I got the best deal i could have, but I was willing to pay a little more to work with someone I didn’t want to immediately punch in the face. Worth pointing out that the paperwork and processing was some of the fastest I’ve experienced in any dealership I’ve bought from. Would definitely return to Zack and Mcgrath Honda.

stephen rubin
stephen rubin
GOOGLE
1-19-2020
Full Star Full Star Full Star Full Star Full Star

Shop at McGrath St. Charles. A different car buying experience.

"positive, upbeat, informative"

The Richetti Family
DEALERRATER
1-18-2020
Full Star Full Star Full Star Full Star Full Star

Our experience at McGrath Honda of St. Charles was excellent form start to finish. They are attentive, positive, upbeat and informative. They follow-through on what they promise and everyone we dealt with made the experience positive. We bought a couple of cars 4 years ago which was a fine experience. But our recent experience far surpassed that. I believe they have a new general manager and the difference is palpable. We especially appreciated Darek's easygoing and informative approach. He knows the products well, and was very helpful without being pushy or aggressive. Darek spent hours with us, and was happy to have us test drive as many vehicles as we wanted to. Brent, the sales manager, was also very personable and direct. London and Tom, the finance managers we worked with were patient, helpful and clear in their explanations. We bought three cars from this team in a month and had the same experience each time. Will definitely go back when its time for another Honda.

Carlos Dorado
Carlos Dorado
GOOGLE
1-18-2020
Full Star Full Star Full Star Full Star Full Star
Lindsay Kaptur
Lindsay Kaptur
GOOGLE
1-18-2020
Full Star Full Star Full Star Full Star Full Star

I went to Mcgrath Honda in St. Charles and bought a 2017 Honda Accord sport from David I have never had a better car buying experience EVER!! He was very upfront and honest and helped me get the best deal that he could I really felt like he genuinely cared about what I needed for me and my family I would highly recommend you go see him if you need a car .. The whole team was great I will be going back for my next car thank you so much guys I absolutely love my new car !!!! Lindsay kaptur

Armando Guzman
Armando Guzman
GOOGLE
1-18-2020
Full Star Full Star Full Star Full Star Full Star

Good customer service always smiling Helping people with...

lunatira
CARS
1-17-2020
Full Star Full Star Full Star Full Star Full Star

Good customer service always smiling Helping people with our vehicles Checking every detail in our vehicles When i need service i go there for sure

very nice people

maria4927
CARS
1-17-2020
Full Star Full Star Full Star Full Star Full Star

general manager is good on his word iwas told that the part that was causing the problem would be replaced with no cost to us and it was thank you nate

"Service "

ANDWYJ2
DEALERRATER
1-17-2020
Full Star Full Star Full Star Full Star Full Star

Juan was very informative, friendly and most important listen! I have taken my cars here for service and never been disappointed. Very glad for up dates that are emailed

Sara Rowe
Sara Rowe
GOOGLE
1-17-2020
Full Star Full Star Full Star Full Star Full Star

My car had some transmission issues and they were more than accommodating. Instead of fixing just a part or two covered by my warranty, they went above and beyond and gave me a whole new transmission to ensure everything would be in great working order when I got the car back. CJ was wonderful in keeping me up to date on everything going on and making sure I got the best service possible.

Jean Gartzke
Jean Gartzke
GOOGLE
1-17-2020
Full Star Full Star Full Star Full Star Full Star

David K was very helpful and made my experience buying my car super easy. Everyone there was just amazing and had such great customer service

"very nice people"

maria4927
DEALERRATER
1-17-2020
Full Star Full Star Full Star Full Star Full Star

general manager is good on his word iwas told that the part that was causing the problem would be replaced with no cost to us and it was thank you nate

Bart Betzen
Bart Betzen
GOOGLE
1-17-2020
Full Star Full Star Full Star Full Star Full Star
Naureen Merrani-Ali
Naureen Merrani-Ali
GOOGLE
1-17-2020
Full Star Full Star Full Star Full Star Full Star

Excellent customer service with the best deals in town! These people don't play around nor do they waste your time with any tacky gimmicks! They are very professional, well informed and don't make you feels rushed. We were helped by Aldo, Sam, Tom and Nate (Sales and Finance depts). Our family definitely recommends Mcgrath Honda St. Charles. Ask for Sam or Aldo if possible otherwise anyone there will be perfect to help you!

Jean Williams
Jean Williams
GOOGLE
1-17-2020
Full Star Full Star Full Star Full Star Empty Star

All went well, car was washed. However, when I got in my car there was a pack of Marlboro on the front Street. I don't smoke! It was empty, but still... Jean

"Good customer service always smiling Helping people with..."

lunatira
DEALERRATER
1-17-2020
Full Star Full Star Full Star Full Star Full Star

Good customer service always smiling Helping people with our vehicles Checking every detail in our vehicles When i need service i go there for sure

Nazaria Tostado
Nazaria Tostado
GOOGLE
1-16-2020
Full Star Full Star Full Star Full Star Full Star

(Translated by Google) The excellently super friendly service the young man who attended me (Original) El servicio excelentemente super amable el joven que me atendio

Amy Schoen
Amy Schoen
GOOGLE
1-16-2020
Full Star Full Star Full Star Full Star Full Star
Riley Ward
Riley Ward
GOOGLE
1-16-2020
Full Star Full Star Full Star Full Star Full Star

Brought my car in for service and Esteban greeted me right when I walked in the door. I was busy, but he kept me updated on my car throughout the day and went through my vehicle inspection over the phone. Could not be more helpful and easy!

Kirk Fisher
Kirk Fisher
GOOGLE
1-16-2020
Full Star Full Star Full Star Full Star Full Star

Had some tire pressure issues - Chris Resnick took care of the issue in a prompt and friendly way . I appreciate the great service

"Bryan Salas was referred to me and for good reason - he..."

Sue
DEALERRATER
1-15-2020
Full Star Full Star Full Star Full Star Full Star

Bryan Salas was referred to me and for good reason - he does a fantastic job. Bryan was so very helpful to answer all my questions and concerns. I felt like he treated me with courtesy and respect. He is the "go to guy" !!

"Prompt and complete"

L.B.
DEALERRATER
1-15-2020
Full Star Full Star Full Star Full Star Full Star

I have never been disappointed with McGrath Honda of St. Charles. I have received great service from the time I purchased my vehicle here. All the service team members have been prompt, efficient and reliable. L. B.

Bryan was excellent. I had a challenging situation with...

janbednarz
CARS
1-15-2020
Full Star Full Star Full Star Full Star Full Star

Bryan was excellent. I had a challenging situation with needing to find a safe and reliable car quickly. I have a great fun car and love it!

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Dealership Information

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